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Social Security: This 1 Simple Move Could Help You Avoid Taxes on Your Benefits

fool.com·May 17, 2026

In retirement, you may owe state and federal taxes on Social Security benefits, but many states exempt these taxes, and investing in a Roth retirement account can help reduce or eliminate federal taxes on your benefits.

Consider investing in a Roth retirement account to potentially reduce or eliminate federal taxes on Social Security benefits in retirement, as Roth withdrawals are not counted as taxable income, which can lower your overall taxable income and tax liability.

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