A 401(k) Seems Like the Superior Retirement Account -- Until You Realize You Can Do These With an IRA
fool.com·Apr 12, 2026
While 401(k) accounts are popular for retirement savings due to their benefits like company matches and tax advantages, individual retirement accounts (IRAs) are often overlooked and can provide greater flexibility and enhanced savings potential.
Consider diversifying your retirement savings by incorporating an Individual Retirement Account (IRA) alongside your 401(k), as IRAs offer additional flexibility and can enhance your overall retirement strategy.