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TD Cowen flags five hurdles to crypto bill beyond stablecoin yield issue

theblock.co·Apr 22, 2026

Cryptocurrency prices are experiencing slight declines, with Bitcoin at $78,028.56 and Ethereum at $2,340.72. In legislative news, TD Cowen highlights multiple hurdles for the Clarity Act related to crypto regulation, including the lack of Commodity Futures Trading Commission commissioners and concerns over Iran's crypto payments, which could complicate bipartisan support for the bill.

For someone tracking crypto regulation and the progress of the Clarity Act, the most actionable insight is the urgency to address the lack of CFTC commissioners, as this is a key obstacle to advancing the crypto bill. Starting the nomination process for new commissioners within the next four to six weeks is critical to meet the late July deadline before the congressional recess, which could impact the timeline and feasibility of passing the Clarity Act.

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