fool.com·May 18, 2026
Bill Bengen, creator of the 4% rule for retirement withdrawals, has updated his original guideline based on recent research to better align with the realities faced by retirees, emphasizing that it should be viewed as a guideline rather than a strict rule.
Bill Bengen, the creator of the 4% retirement withdrawal rule, now suggests treating it as a guideline rather than a strict rule, indicating flexibility in withdrawal rates to better align with current economic conditions. This insight is crucial for investors focused on retirement planning, as it emphasizes the need for adaptable strategies in response to changing market dynamics and personal financial situations.